|
15 Year Fixed Rate Loan
|
| Rate |
Points |
APR |
| |
|
|
| 4.375 |
0.000 |
4.459 |
| 4.875 |
No Cost* |
4.916 |
| A $165,000 mortgage loan at 4.375% will be paid in 180 monthly installments of $1,251.72.** |
|
20 Year Fixed Rate Loan
|
| Rate |
Points |
APR |
| |
|
|
| 4.875 |
0.000 |
4.942 |
| 5.500 |
No Cost* |
5.534 |
| A $165,000 mortgage loan at 4.875% will be paid in 240 monthly installments of $1,077.57.** |
|
30 Year Fixed Rate Loan
|
| Rate |
Points |
APR |
| |
|
|
| 5.000 |
0.000 |
5.050 |
| 5.500 |
No Cost* |
5.525 |
| A $165,000 mortgage loan at 5.000% will be paid in 360 monthly installments of $885.76.** |
|
Home Equity Line of Credit
|
| Tier |
APR |
|
|
| $5000+ |
5.000 |
|
|
| |
|
|
|
| |
|
|
|
| Home equity line of credit rates are based on the Prine Rate plus or minus a margin, the amount of the loan, credit score, and the APR that can range from 5.00% to 5.25%. Minimum rate is 5.00%, the Maximum rate is 24%. |
|
|
|
LOT Loan
|
| Rate |
Points |
APR |
| 5.500 |
1.000 |
4.816 |
| 6.500 |
0.000 |
4.397 |
|
Fixed Rate Home Equity
|
| Term |
Rate |
APR |
|
| 60 mos |
6.500 |
6.921 |
|
| 96 mos |
6.750 |
7.025 |
|
| 144 mos |
7.000 |
7.195 |
|
| Home equity loan rates are fixed for the life of the loan. Based on a loan to value of 80%, a $25,000 loan at 7.000% is repaid in 144 monthly installments of $257.10 |
|
|
Turning your dreams into realityIn 1920, Park View Federal Savings Bank started out in one small office overlooking Cleveland’s Woodland Hills Park. Today, our branch network reaches across seven Northeastern Ohio counties. We have grown by being good at what we do. We are good at what we do because we stay focused on providing flexible, personalized banking solutions for our customers. The services and programs we offer are designed with this goal in mind.Your account with Park View Federal Savings Bank has a number; but we never forget that YOU have a name!
You know your account number; we know your name because personal service is our top priority.
As your needs grow and change over the years, you can count on Park View Federal to be flexible and ready to help.
Rates are subject to change without notice and require a checking account with Park View Federal or enrollment in our automatic payment program. Final loan approval is subject to the bank’s appraisals and underwriting standards. Property insurance is required.
Loans for owner-occupied homes only. Adjustable mortgage rates are subject to increase after consummation. Initial discounted rate reflects a reduction in the effective rate until the first adjustment (i.e., one year, three years, five years). Afterward, payment and APR may increase or decrease annually over the remaining 348 months. Maximum 2% rate decrease or increase per adjustment. Lifetime maximum annual contract rate 6% above the initial contact rate.
* $50,000 minimum loan amount
** Assumes a 20% down payment and a minimum credit score of 740 or higher.
Better service from a better bank
REALTORS® are licensed professionals and this is what they do everyday. REALTORS® subscribe to a stringent code of ethics and standards. Most people buy and sell only a few homes in a lifetime. Even if you’ve done it before, laws and regulations change (and vary by state); that’s why having a professional REALTOR® on your side is critical.
Call us if we can help you with your home search or to assist you in finding a Buyers’ Agent.
Jim Norbuta, Realtor®
Accredited Buyers’ Representative (ABR) website:http://www.findingclevelandhomes.com
RE/MAX TRADITIONS
RE/MAX RELOCATION
OUR PEOPLE MAKE A DIFFERENCE ONE MOVE AT A TIME ®Serving the Greater Cleveland communites of Aurora, Auburn, Bainbridge Township, Chagrin Falls, Solon, Twinsburg, and all of the Chagrin Valley. Call us for referrals to outstanding RE/MAX agents in other communities.YourClevelandRealtors.com website contains information on mortgage rates, lenders, and local community groups. Our services are designed for Executive Relocation & Luxury Home Market and are provided to all of our clients |
